@font-face{
  font-family:'DM Sans';
  font-style:normal;
  font-weight:400;
  font-display:swap;
  src:url('/fonts/dm-sans-latin.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
@font-face{
  font-family:'DM Sans';
  font-style:normal;
  font-weight:500;
  font-display:swap;
  src:url('/fonts/dm-sans-latin.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
@font-face{
  font-family:'DM Sans';
  font-style:normal;
  font-weight:600;
  font-display:swap;
  src:url('/fonts/dm-sans-latin.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
@font-face{
  font-family:'DM Serif Display';
  font-style:normal;
  font-weight:400;
  font-display:swap;
  src:url('/fonts/dm-serif-display-latin.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}


*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:15px;scroll-behavior:smooth}
body{font-family:'DM Sans',system-ui,sans-serif;background:#f2f5f9;color:#1a2234;line-height:1.55;min-height:100vh}
a{text-decoration:none;color:inherit}
:root{
  --blue:#1a6fb5;--blue-d:#0f4e87;--blue-l:#dbeafe;
  --green:#059669;--green-d:#047857;--green-l:#d1fae5;
  --red:#dc2626;--red-d:#b91c1c;--red-l:#fee2e2;
  --purple:#7c3aed;--purple-l:#f5f3ff;
  --amber:#d97706;--amber-l:#fef3c7;
  --teal:#0d9488;--teal-l:#ccfbf1;
  --indigo:#1d4ed8;--indigo-l:#dbeafe;
  --sky:#0369a1;--sky-l:#e0f2fe;
  --orange:#ea580c;--orange-l:#fff7ed;
  --pink:#db2777;--pink-l:#fce7f3;
  --gray1:#f2f5f9;--gray2:#e8ecf2;--gray3:#cbd2dc;--gray4:#94a3b8;
  --gray5:#64748b;--gray6:#374151;--gray7:#1a2234;--white:#fff;
  --shadow-sm:0 1px 3px rgba(0,0,0,.07);
  --shadow:0 4px 20px rgba(0,0,0,.08);
  --shadow-lg:0 8px 40px rgba(0,0,0,.12);
  --r6:6px;--r8:8px;--r10:10px;--r12:12px;--r16:16px;--r20:20px;
}

/* -- Utility Bar -- */
.util-bar{background:#0d1526;padding:0 20px;display:flex;align-items:center;gap:14px;height:32px;font-size:11.5px;color:#b6c4d8}
.util-bar a{color:#b6c4d8;transition:color .15s}.util-bar a:hover{color:#fff}
.util-bar a.util-nav.active{color:#fff;font-weight:600}
.util-sep{color:#6b7c94}
.util-right{margin-left:auto;display:flex;align-items:center;gap:10px}

/* -- Header -- */
.site-header{background:var(--white);border-bottom:1px solid var(--gray2);box-shadow:var(--shadow-sm);position:sticky;top:0;z-index:200}
.header-inner{max-width:1280px;margin:0 auto;padding:0 20px;display:flex;align-items:center;height:58px;gap:8px}
.logo{font-family:'DM Serif Display',serif;font-size:22px;color:var(--blue);margin-right:16px;white-space:nowrap;display:flex;align-items:center;gap:8px;text-decoration:none}
.logo-img{width:36px;height:36px;border-radius:9px;object-fit:cover;display:block;flex-shrink:0;box-shadow:0 2px 8px rgba(26,111,181,.25)}
.logo-icon{width:34px;height:34px;background:linear-gradient(135deg,var(--blue),var(--blue-d));border-radius:9px;display:flex;align-items:center;justify-content:center;box-shadow:0 2px 8px rgba(26,111,181,.35)}
.logo-icon svg{width:18px;height:18px;fill:#fff}
.main-nav{display:flex;gap:2px;overflow-x:auto}
.nav-item{font-size:13px;font-weight:500;color:var(--gray5);padding:7px 13px;border-radius:var(--r8);white-space:nowrap;transition:all .15s;text-decoration:none;display:flex;align-items:center;gap:5px}
.nav-item:hover{background:var(--gray1);color:var(--gray7)}
.nav-item.active{background:var(--blue-l);color:var(--blue);font-weight:600}
.search-wrap{margin-left:auto;flex-shrink:0}
.search-box{display:flex;align-items:center;gap:8px;background:var(--gray1);border:1.5px solid var(--gray2);border-radius:var(--r10);padding:7px 14px;font-size:13px;color:var(--gray4);cursor:pointer;transition:all .2s;min-width:220px}
.search-box:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,111,181,.1);background:var(--white)}
.search-box input{border:none;background:transparent;font-size:13px;color:var(--gray7);width:100%;outline:none}
.search-box input::placeholder{color:var(--gray4)}

/* -- Centered tool shell -- */
.page-shell{display:flex;justify-content:center;align-items:flex-start;max-width:1280px;margin:0 auto;padding:0 12px;box-sizing:border-box}
.page-shell-main{flex:1;min-width:0;width:100%}

/* -- Footer -- */
.site-footer{background:#0d1526;color:#b6c4d8;padding:48px 20px 28px;margin-top:16px}
.footer-inner{max-width:1280px;margin:0 auto}
.footer-grid{display:grid;grid-template-columns:2.5fr 1fr 1fr 1fr 1fr;gap:36px;margin-bottom:36px}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:580px){.footer-grid{grid-template-columns:1fr 1fr}}
.footer-brand .fb-logo{font-family:'DM Serif Display',serif;font-size:22px;color:#fff;margin-bottom:10px;display:flex;align-items:center;gap:8px}
.fb-logo-img{width:28px;height:28px;border-radius:7px;object-fit:cover;display:block;flex-shrink:0}
.fb-logo-icon{width:28px;height:28px;background:var(--blue);border-radius:7px;display:flex;align-items:center;justify-content:center}
.fb-logo-icon svg{width:14px;height:14px;fill:#fff}
.footer-brand p{font-size:12px;line-height:1.8;max-width:260px;margin-bottom:16px;color:#b6c4d8}
.footer-brand-badges{display:flex;gap:8px;flex-wrap:wrap}
.fb-badge{font-size:12px;font-weight:500;padding:4px 10px;border-radius:20px;background:#1e2d47;color:#b6c4d8;border:1px solid #3d4f6a}
.footer-col .footer-heading,.footer-col h4{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:#d5deec;margin-bottom:14px}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:8px}
.footer-col a{font-size:12.5px;color:#b6c4d8;text-decoration:none;transition:color .15s;display:flex;align-items:center;gap:6px}
.footer-col a:hover{color:#fff}
.footer-divider{height:1px;background:#1e2d47;margin-bottom:20px}
.footer-bottom{display:flex;gap:14px;flex-wrap:wrap;font-size:11.5px;align-items:center;color:#b6c4d8}
.footer-bottom a{color:#b6c4d8;text-decoration:none}.footer-bottom a:hover{color:#fff}
.footer-bottom-right{margin-left:auto;display:flex;gap:14px}
.footer-disclaimer{font-size:12px;color:#a8b8cc}

/* -- Misc -- */
.section-divider{height:1px;background:var(--gray2);margin:32px 0}
.search-results{display:none;background:var(--white);border:1.5px solid var(--gray2);border-radius:var(--r12);box-shadow:var(--shadow-lg);position:absolute;top:calc(100% + 8px);left:0;right:0;z-index:500;max-height:400px;overflow-y:auto}
.search-results.open{display:block}
.sr-section{padding:8px 0}
.sr-title{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--gray4);padding:4px 14px 2px}
.sr-item{display:flex;align-items:center;gap:10px;padding:8px 14px;cursor:pointer;transition:background .1s;font-size:13px;color:var(--gray6)}
.sr-item:hover{background:var(--gray1);color:var(--blue)}
.sr-icon{font-size:15px;width:28px;text-align:center}
.sr-name{font-weight:500}
.sr-cat{font-size:12px;color:var(--gray4);margin-left:auto}

/* Coming soon - links to calculators not yet live */
.coming-soon{cursor:default!important;pointer-events:none;opacity:1}
.coming-soon .cli-arr{display:none}
.cs-badge{display:inline-block;font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:#334155;background:#e2e8f0;padding:2px 8px;border-radius:999px;margin-left:8px;vertical-align:middle;white-space:nowrap}
.calc-card.coming-soon .cc-name::after,
.calc-list-item.coming-soon::after,
.feat-chip.coming-soon::after,
.bb-chip.coming-soon::after{content:"Coming soon";display:inline-block;font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:#334155;background:#e2e8f0;padding:2px 8px;border-radius:999px;margin-left:8px;vertical-align:middle}
.calc-card.coming-soon .cc-name::after{margin-left:6px}
footer .coming-soon .cs-badge{margin-left:4px;font-size:8px}
footer .coming-soon{display:inline;color:inherit;opacity:1}

/* Currency selector in util bar (financial calculators) */
.currency-wrap{display:flex;align-items:center;gap:6px}
.currency-wrap label{font-size:12px;color:#6b7a8d;text-transform:uppercase;letter-spacing:.06em}
#currencySelect,#currSel{background:#1e2d47;border:1px solid #2d3a52;color:#e2e8f0;font-size:12px;font-weight:500;padding:3px 24px 3px 8px;border-radius:var(--r4,4px);appearance:none;cursor:pointer;font-family:inherit;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%236b7a8d'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 6px center}

/* Unit toggle in util bar (health calculators) */
.util-bar .unit-toggle{display:inline-flex;border:1px solid #2d3a52;border-radius:6px;overflow:hidden;height:24px}
.util-bar .unit-btn{background:#1e2d47;border:none;color:#8899b4;font-size:12px;font-weight:600;padding:0 10px;cursor:pointer;font-family:inherit;transition:all .15s;line-height:24px}
.util-bar .unit-btn:hover{color:#fff}
.util-bar .unit-btn.active{background:#2d4a6f;color:#fff}

/* -- Share encourage popup -- */
.dc-share-root{position:fixed;inset:0;z-index:9990;display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;visibility:hidden;pointer-events:none;transition:opacity .28s ease,visibility .28s ease}
.dc-share-root.is-open{opacity:1;visibility:visible;pointer-events:auto}
.dc-share-backdrop{position:absolute;inset:0;background:rgba(8,15,30,.55);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.dc-share-card{position:relative;width:100%;max-width:420px;background:linear-gradient(165deg,#0f1a2e 0%,#152338 48%,#1a2740 100%);border:1px solid rgba(255,255,255,.1);border-radius:20px;box-shadow:0 24px 64px rgba(0,0,0,.45),0 0 0 1px rgba(26,111,181,.15);padding:28px 26px 22px;transform:translateY(14px) scale(.97);transition:transform .32s cubic-bezier(.22,1,.36,1);color:#e8eef7;overflow:hidden}
.dc-share-root.is-open .dc-share-card{transform:translateY(0) scale(1)}
.dc-share-card::before{content:'';position:absolute;top:-60px;right:-40px;width:160px;height:160px;border-radius:50%;background:radial-gradient(circle,rgba(26,111,181,.35) 0%,transparent 70%);pointer-events:none}
.dc-share-close{position:absolute;top:12px;right:12px;width:34px;height:34px;border:none;border-radius:10px;background:rgba(255,255,255,.06);color:#9fb0c9;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .15s,color .15s;z-index:2}
.dc-share-close:hover{background:rgba(255,255,255,.12);color:#fff}
.dc-share-badge{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#7dd3fc;background:rgba(26,111,181,.18);border:1px solid rgba(125,211,252,.25);padding:5px 10px;border-radius:999px;margin-bottom:14px}
.dc-share-title{font-family:'DM Serif Display',serif;font-size:24px;line-height:1.2;color:#fff;margin:0 0 8px;position:relative}
.dc-share-sub{font-size:13px;line-height:1.55;color:#9fb0c9;margin:0 0 20px;position:relative}
.dc-share-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:14px;position:relative}
.dc-share-btn{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px;padding:12px 6px;border-radius:14px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.04);color:#d5deec;cursor:pointer;font-family:inherit;font-size:12px;font-weight:600;letter-spacing:0;transition:transform .15s,background .15s,border-color .15s,box-shadow .15s;min-height:76px;text-decoration:none}
.dc-share-btn:hover{transform:translateY(-2px);background:rgba(255,255,255,.09);border-color:rgba(255,255,255,.16);box-shadow:0 8px 20px rgba(0,0,0,.25);color:#fff;text-decoration:none}
.dc-share-btn:focus-visible{outline:2px solid #38bdf8;outline-offset:2px}
.dc-share-ico{width:36px;height:36px;border-radius:11px;display:flex;align-items:center;justify-content:center}
.dc-share-ico svg{width:18px;height:18px;fill:currentColor}
.dc-share-btn[data-net="x"] .dc-share-ico{background:#111;color:#fff}
.dc-share-btn[data-net="instagram"] .dc-share-ico{background:linear-gradient(135deg,#f58529,#dd2a7b,#8134af);color:#fff}
.dc-share-btn[data-net="threads"] .dc-share-ico{background:#000;color:#fff}
.dc-share-btn[data-net="youtube"] .dc-share-ico{background:#ff0000;color:#fff}
.dc-share-btn[data-net="facebook"] .dc-share-ico{background:#1877f2;color:#fff}
.dc-share-btn[data-net="pinterest"] .dc-share-ico{background:#e60023;color:#fff}
.dc-share-btn[data-net="quora"] .dc-share-ico{background:#b92b27;color:#fff}
.dc-share-copy{width:100%;display:flex;align-items:center;justify-content:center;gap:8px;height:44px;border:none;border-radius:12px;background:linear-gradient(135deg,#1a6fb5,#0f4e87);color:#fff;font-family:inherit;font-size:13px;font-weight:600;cursor:pointer;position:relative;box-shadow:0 8px 22px rgba(26,111,181,.35);transition:filter .15s,transform .15s}
.dc-share-copy:hover{filter:brightness(1.06);transform:translateY(-1px)}
.dc-share-copy svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:2}
.dc-share-foot{margin-top:12px;text-align:center;font-size:12px;color:#718096;position:relative}
.dc-share-toast{position:absolute;left:50%;bottom:18px;transform:translateX(-50%) translateY(8px);background:#059669;color:#fff;font-size:12px;font-weight:600;padding:8px 14px;border-radius:999px;opacity:0;pointer-events:none;transition:opacity .2s,transform .2s;white-space:nowrap;z-index:3}
.dc-share-toast.show{opacity:1;transform:translateX(-50%) translateY(0)}
@media(max-width:420px){
  .dc-share-grid{grid-template-columns:repeat(4,1fr);gap:8px}
  .dc-share-btn{min-height:70px;padding:10px 2px;font-size:12px}
  .dc-share-title{font-size:21px}
  .dc-share-card{padding:24px 18px 18px}
}
@media print{.dc-share-root{display:none!important}}

:root{--primary:#7c3aed;--primary-d:#2e1065}
.v2 .pg{display:flex;flex-direction:column;gap:12px}
.v2 .hint{font-size:13px;color:var(--mut);line-height:1.5}
.v2 .iu{display:grid;grid-template-columns:minmax(0,1fr) 92px;gap:6px}
.v2 .iu select.inp{padding:0 24px 0 10px;background-position:right 8px center}
.v2 .hero .lbl,.v2 .hero .cap{font-weight:700;font-size:15px}
.v2 .hero .num{overflow-wrap:anywhere}
.v2 .btn-p,.v2 .tabs button[aria-pressed=true]{font-weight:700;font-size:15px}
.v2 .stat strong,.v2 ol.st li{overflow-wrap:anywhere}
.v2 .vbar{background:rgba(0,0,0,.2)}
.v2 .vleg{display:flex;flex-wrap:wrap;gap:4px 16px;font-size:14px;font-weight:600;margin-top:8px}
.v2 .vleg b{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:6px}
.v2 .lnk{background:none;border:0;padding:0;color:var(--link);font-family:inherit;font-size:14px;font-weight:600;cursor:pointer;text-decoration:underline;text-underline-offset:2px;align-self:flex-start}
.v2 .use{margin-top:12px;max-width:280px}
.v2 .tw table.cmp{min-width:0;width:100%}
.v2 .note.warn{background:color-mix(in srgb,#d97706 16%,var(--card));color:var(--ink)}
.v2 sub{font-size:.75em}
/* -- Site-wide mobile / responsive (all pages) -- */

*,*::before,*::after{box-sizing:border-box}
html{overflow-x:hidden;max-width:100vw}
body{overflow-x:hidden;-webkit-text-size-adjust:100%;max-width:100vw}
img,svg,canvas,video{max-width:100%;height:auto}
main,.page-wrap,.page-wrap > *,.tool-card,.tool-body,.tool-panel,.tool-panel > *,.calc-container,.calc-container > *{min-width:0;max-width:100%}

/* Page shell on small screens */
@media(max-width:1479px){
  .page-shell{padding:0!important;max-width:none!important}
  .page-shell-main{max-width:none!important}
}

/* Prevent iOS input zoom */
@media(max-width:768px){
  input,select,textarea{font-size:16px!important}
}

/* -- Utility bar -- */
@media(max-width:768px){
  .util-bar{padding:4px 12px;gap:8px;height:auto;min-height:32px;overflow-x:auto;-webkit-overflow-scrolling:touch;flex-wrap:nowrap}
  .util-bar > span:first-child{display:none}
  .util-bar > .util-sep:first-of-type{display:none}
  .util-right{margin-left:auto;flex-shrink:0}
  .util-bar .util-nav{font-size:12px;white-space:nowrap;flex-shrink:0}
  .util-bar .currency-wrap label{display:none}
  .util-bar .currency-wrap select{max-width:100px;font-size:12px}
}

/* -- Header: hide duplicate nav (util bar has same links), widen search -- */
@media(max-width:768px){
  .main-nav{display:none!important}
  .header-inner{padding:0 12px;height:52px;gap:8px}
  .logo{margin-right:auto;font-size:17px;flex-shrink:0}
  .logo-img{width:30px;height:30px;border-radius:8px}
  .logo-icon{width:30px;height:30px;border-radius:8px}
  .search-wrap{flex:1;max-width:none;margin-left:0;min-width:0}
  .search-box{min-width:0!important;width:100%;max-width:none;padding:7px 12px}
  .search-box input{font-size:13px!important}
}

@media(max-width:420px){
  .logo{font-size:15px;gap:6px}
}

/* -- Footer -- */
@media(max-width:580px){
  .site-footer{padding:36px 14px 22px}
  .footer-grid{grid-template-columns:1fr!important;gap:24px}
  .footer-brand p{max-width:none}
  .footer-bottom{flex-direction:column;align-items:flex-start;gap:8px}
  .footer-bottom-right{margin-left:0;width:100%}
}

/* -- Page layout -- */
@media(max-width:920px){
  .page-wrap{grid-template-columns:1fr!important}
  .sidebar{display:none!important}
}

@media(max-width:768px){
  .page-wrap{padding:12px 14px!important;gap:14px!important}
  .breadcrumb-bar{padding:6px 12px!important}
  .breadcrumb{font-size:12px;flex-wrap:wrap;gap:4px}
  .static-page{padding:20px 14px 36px!important}
  .static-hero{padding:24px 18px!important;border-radius:12px!important}
  .static-hero h1{font-size:26px!important}
  .static-card{padding:18px 16px!important}

  /* Tool chrome */
  .tool-header{display:flex!important;flex-wrap:wrap!important;align-items:flex-start!important;gap:10px!important;padding:14px 14px!important}
  .tool-header-text h1,.th-text h1{font-size:18px!important;line-height:1.2!important}
  .tool-header-text p,.th-text p{font-size:12px!important;line-height:1.45!important}
  .th-badges,.tool-header-badges{margin-left:0!important;width:100%;flex-direction:row!important;flex-wrap:wrap!important;align-items:flex-start!important;gap:6px!important}
  .tool-body{padding:14px!important}
  .tool-card{border-radius:12px;overflow:hidden}
  .tool-panel{grid-template-columns:1fr!important}
  .form-col{border-right:none!important;border-bottom:1px solid var(--gray2,#e8ecf2);padding:14px!important}
  .results-col,.result-col{padding:14px!important}

  /* Forms & buttons */
  .form-row.cols2,.form-row.cols3,.form-row.cols4,
  .form-grid,.form-grid.two-col,.form-grid.four-col,
  .frow,.frow.three,.frow3,.coeff-row,.metric-grid,.rpe-grid,.content-below{grid-template-columns:1fr!important}
  .breakdown-row{grid-template-columns:1fr!important}
  .breakdown-row > *:first-child{border-bottom:1px solid var(--gray2,#e8ecf2)}
  .zone-cards{grid-template-columns:repeat(2,1fr)!important}
  .btn-row{flex-direction:column;align-items:stretch;gap:8px}
  .btn-calc,.btn-sec,.btn-primary,.btn-secondary{width:100%!important;min-width:0!important;min-height:44px}
  .dp-row{flex-direction:column}
  .radio-group{flex-direction:column}

  /* Result heroes & big numbers */
  .pay-hero,.balance-hero,.bmi-hero,.bf-hero,.tdee-hero,.result-hero,
  .bsc-inner{flex-direction:column!important;align-items:flex-start!important;gap:14px!important}
  .ph-chips,.bh-chips,.bf-chips,.bsc-metrics,.hs-chips,.tdee-chips{margin-left:0!important;min-width:0!important;width:100%!important}
  .ph-amount,.bh-amount,.bsc-value,.bf-value,.tdee-number,.hs-amount,.sc-amount,.br-num{
    font-size:clamp(28px,9vw,52px)!important;line-height:1.1!important;word-break:break-word
  }
  .bsc-category{font-size:16px!important}

  /* Stats & grids */
  .stats-row,.stat-grid{grid-template-columns:repeat(2,1fr)!important;gap:8px}
  .payment-hero{grid-template-columns:1fr!important;gap:10px!important}
  .payment-hero .hero-main{grid-column:auto!important}
  .breakdown-section{grid-template-columns:1fr!important;gap:14px!important;padding:14px!important}
  .goal-row{grid-template-columns:repeat(2,1fr)!important}
  .macro-grid{grid-template-columns:1fr!important}
  .piti-section{grid-template-columns:1fr!important;gap:14px;padding:14px!important}
  .impact-grid{grid-template-columns:1fr 1fr!important;gap:8px}
  .info-grid,.info-grid-3,.info-grid-2,.two-col,.compare-grid,.breakdown-row,.method-cards,.wrc-grid,.risk-grid,.zone-cards{grid-template-columns:1fr!important}
  .ms-grid{grid-template-columns:repeat(2,1fr)!important}

  /* Tabs - horizontal scroll instead of wrap overflow */
  .loan-type-tabs,.mode-tabs,.unit-tabs,.quick-bar,.chart-tabs,.view-tabs,.cs-header,.amort-header{
    overflow-x:auto;-webkit-overflow-scrolling:touch;max-width:100%
  }
  .loan-type-tabs,.mode-tabs,.unit-tabs{flex-wrap:nowrap!important;padding-bottom:2px}
  .ltype-tab,.utab,.mode-tab,.ctab,.vtab{flex-shrink:0;white-space:nowrap}

  /* Tables - scroll inside card, not whole page */
  .content-card{padding:16px 14px;margin-bottom:12px;overflow-x:auto;-webkit-overflow-scrolling:touch}
  .content-card h2{font-size:19px}
  .data-table,.amort-table,.sched-table,.piti-table{min-width:480px;font-size:13px}
  .data-table thead th,.data-table tbody td,.amort-table th,.amort-table td,.sched-table th,.sched-table td,.piti-table th,.piti-table td{padding:6px 8px!important}
  .amort-table-wrap,.sched-table-wrap,.amort-wrap,.table-scroll{overflow-x:auto!important;-webkit-overflow-scrolling:touch;max-width:100%}
  .formula-box{overflow-x:auto;font-size:12px;padding:12px 14px;word-break:break-word}

  /* Charts */
  .chart-section,.amort-section,.amort-chart-wrap{padding:12px!important}
  .chart-section canvas,.amort-chart-wrap canvas,.donut-canvas-wrap canvas{max-width:100%!important;height:auto!important}
  .donut-canvas-wrap{width:140px!important;height:140px!important;margin:0 auto}

  /* Hub / category pages */
  .section-header{flex-wrap:wrap;gap:8px}
  .section-desc{margin-left:0!important;text-align:left!important;max-width:none!important;width:100%}
  .page-wrap .hero{padding:20px 16px!important;margin-bottom:16px!important;border-radius:12px!important}
  .page-wrap .hero h1{font-size:22px!important;line-height:1.25!important}
  .page-wrap .hero p{font-size:12.5px!important}
  .hero-search{max-width:none!important;width:100%}
  .quick-bar{padding:10px 12px;margin-bottom:16px}
  .qb-tag,.qb-tag.coming-soon{flex-shrink:0;white-space:nowrap}
  .cat-header{flex-wrap:wrap;gap:8px;align-items:flex-start}
  .cat-count{margin-left:0!important}
  .cat-view-all{margin-left:auto}
  .built-banner{padding:18px 16px!important;flex-direction:column;align-items:flex-start}
  .why-section{padding:20px 16px!important;margin-bottom:20px!important}
  .contact-grid{grid-template-columns:1fr!important}
  .calc-grid,.calc-list{gap:8px}
}

@media(max-width:480px){
  .page-wrap{padding:10px 12px!important}
  .stats-row,.impact-grid,.ms-grid{grid-template-columns:1fr!important}
  .calc-container,.tool-grid-top,.tool-grid-bottom,.tools-row{grid-template-columns:1fr!important}
  .calc-btn{min-height:44px;font-size:14px}
  .disp-main{font-size:22px!important}
  .btn-grid{gap:4px}
  .shortcut-grid{grid-template-columns:1fr!important}
}

/* Home featured calculator chips */
@media(max-width:768px){
  .featured-section{overflow:hidden!important;max-width:100%!important}
  .featured-inner{
    display:grid!important;
    grid-template-columns:repeat(2,1fr)!important;
    overflow-x:visible!important;
    padding:12px 14px!important;
    gap:8px!important;
    min-width:0!important;
  }
  .feat-chip{
    white-space:normal!important;
    flex-shrink:1!important;
    min-width:0!important;
    width:100%!important;
    padding:10px 12px!important;
    font-size:11.5px!important;
    line-height:1.35!important;
    justify-content:flex-start!important;
  }
  .feat-chip .fc-icon{flex-shrink:0!important;font-size:15px!important}
}

@media(max-width:420px){
  .featured-inner{grid-template-columns:1fr!important;padding:10px 12px!important;gap:6px!important}
  .feat-chip{padding:10px 14px!important;font-size:12px!important}
}

/* Home marketing hero (section.hero on homepage only) */
@media(max-width:640px){
  section.hero{padding:36px 16px 40px!important}
  section.hero h1{font-size:28px!important}
  section.hero p{font-size:14px!important;margin-bottom:20px!important}
  section.hero .hero-search{flex-direction:column;border-radius:10px;max-width:none!important}
  section.hero .hero-search button{width:100%;padding:12px;justify-content:center}
  section.hero .hero-stats{gap:16px}
  section.hero .hs-num{font-size:22px}
}

@media(max-width:400px){
  section.hero h1{font-size:24px!important}
}

/* == Design System v2 (shared, loaded last on every page) == */
:where(:root){--primary:#1a6fb5;--primary-d:#0c2b4a}
:root{--tint:color-mix(in srgb,var(--primary) 12%,var(--card));--bg:#f2f5f9;--card:#fff;--ink:#1a2234;--mut:#5b6678;--line:#e8ecf2;--line2:#cbd2dc;--soft:#f2f5f9;--link:var(--primary);--shadow:0 4px 20px rgba(0,0,0,.06);--r8:8px;--r12:12px;--r16:16px}
@media(prefers-color-scheme:dark){html.dm{--bg:#0e1424;--card:#172036;--ink:#e8ecf5;--mut:#a7b5cb;--line:#26324d;--line2:#33415f;--soft:#1d2842;--link:color-mix(in srgb,var(--primary) 55%,#fff);--shadow:0 4px 20px rgba(0,0,0,.4);--white:#172036;--gray1:#1d2842;--gray2:#26324d;--gray3:#33415f;--gray5:#a7b5cb;--gray6:#d3dbea;--gray7:#e8ecf5;color-scheme:dark}}
html{font-size:16px}
body{font-family:'DM Sans',system-ui,-apple-system,'Segoe UI',sans-serif;background:var(--bg);color:var(--ink);font-size:15px;line-height:1.6}
:focus-visible{outline:3px solid var(--primary);outline-offset:2px}
.hidden{display:none!important}

/* -- Shell -- */
.util-bar{background:#0d1526;color:#b6c4d8;font-size:12.5px;height:34px;padding:0 16px}
.util-bar a{color:#c7d3e4}
.site-header{background:var(--card);border-bottom:1px solid var(--line);box-shadow:none}
.header-inner{max-width:1240px;height:60px;padding:0 16px;gap:10px}
.logo{font-size:21px;color:var(--ink);font-weight:400}
.nav-item{font-size:14.5px;font-weight:600;color:var(--mut);padding:8px 12px;border-radius:10px}
.nav-item:hover{background:var(--soft);color:var(--ink)}
.nav-item.active{background:var(--tint);color:var(--link)}
.search-box{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:9px 14px;font-size:14px;min-width:240px}
.search-box input{font-size:15px;color:var(--ink)}
.search-results{background:var(--card);border-color:var(--line);border-radius:14px}
.sr-item{font-size:14.5px;color:var(--ink);padding:10px 14px}.sr-item:hover{background:var(--soft);color:var(--link)}
.sr-title{font-size:12px}.sr-cat{font-size:12.5px}
.breadcrumb-bar{background:transparent;border:0;padding:12px 16px 0}
.breadcrumb{max-width:1240px;margin:0 auto;font-size:13px;color:var(--mut);gap:6px}
.breadcrumb a{color:var(--mut)}.breadcrumb a:hover{color:var(--link)}
.bc-sep{color:var(--line2)}.bc-cur{color:var(--ink);font-weight:600}
.page-wrap{max-width:1240px;margin:0 auto;padding:12px 16px 24px;grid-template-columns:minmax(0,1fr) 280px;gap:20px}
@media(max-width:900px){html body .page-wrap{grid-template-columns:minmax(0,1fr)!important}html body .sidebar{display:flex!important}}
.page-head{margin:0 0 16px}
.page-head h1{font-family:'DM Serif Display',serif;font-weight:400;font-size:clamp(26px,4vw,34px);line-height:1.15;letter-spacing:-.01em;color:var(--ink);margin:0}
.page-head p{color:var(--mut);font-size:15px;margin:4px 0 0}

/* -- Tool: input card + result stack -- */
.tool-card:has(>.tool-panel){background:none;border:0;border-radius:0;box-shadow:none;overflow:visible}
.tool-card{background:var(--card);border-color:var(--line);border-radius:var(--r16)}
.tool-card:has(>.tool-panel)>.tool-promise{background:none;border:0;padding:0 0 12px}
.tool-promise{gap:6px}
.tool-promise span{font-size:12.5px;font-weight:600;color:var(--link);background:var(--tint);border:1px solid color-mix(in srgb,var(--primary) 25%,transparent);border-radius:999px;padding:4px 10px}
.tool-panel{display:grid;grid-template-columns:340px minmax(0,1fr);gap:16px;background:none;border:0;border-radius:0;box-shadow:none;overflow:visible;margin-bottom:20px;align-items:start}
@media(max-width:780px){html body .tool-panel{grid-template-columns:minmax(0,1fr)!important}}
.form-col{background:var(--card);border:1px solid var(--line)!important;border-radius:var(--r16);box-shadow:var(--shadow);overflow:hidden}
@media(min-width:901px){.form-col{position:sticky;top:72px;max-height:calc(100vh - 88px);overflow:auto}}
.mode-tabs{display:flex;flex-wrap:wrap;gap:6px;padding:16px 18px 0;background:none;border:0}
.mtab{flex:0 1 auto;min-width:0;min-height:38px;height:auto;padding:7px 14px;border:1px solid var(--line2);border-radius:999px;background:transparent;color:var(--mut);font-size:14px;font-weight:600;cursor:pointer}
.mtab.on{background:var(--primary);border-color:var(--primary);color:#fff;box-shadow:none}
.form-body{padding:16px 18px;gap:12px}
.fgroup{gap:5px}
.fgroup label,.form-col label{font-size:13px;font-weight:600;color:var(--mut);text-transform:none;letter-spacing:0}
.inp,.fgroup select,.form-col input[type=number],.form-col input[type=text],.form-col input[type=date],.form-col select{height:44px;padding:0 12px;border:1.5px solid var(--line2);border-radius:8px;font-size:16px;font-weight:600;color:var(--ink);background-color:var(--card)}
.inp:focus,.inp:focus-visible,.form-col input:focus,.form-col select:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px color-mix(in srgb,var(--primary) 25%,transparent)}
.inp.ta,textarea.inp{height:auto;min-height:110px;padding:10px 12px;font-size:15px}
.inp.bad{border-color:#c62f4b;background:color-mix(in srgb,#c62f4b 6%,var(--card))}
.formula-preview{font-size:13px;background:#1a2234;color:#e2e8f0;border-radius:8px;padding:9px 12px}
.btn-row{padding:0 18px 18px;background:none;border:0;gap:8px}
.btn-calc{height:44px;flex:2;background:var(--primary);border-radius:8px;font-size:15px;font-weight:600;color:#fff}
.btn-calc:hover{background:var(--primary-d)}
.btn-sec{height:44px;flex:1;padding:0 12px;background:var(--card);color:var(--ink);border:1.5px solid var(--line2);border-radius:8px;font-size:14px;font-weight:600}
.btn-sec:hover{border-color:var(--mut);background:var(--card)}
.err{font-size:14px;font-weight:600;color:#c62f4b}
.ex{display:flex;flex-wrap:wrap;gap:6px}
.ex button{border:1px solid var(--line2);background:transparent;color:var(--mut);padding:6px 12px;border-radius:999px;font-size:13px;font-weight:600;cursor:pointer}
.ex button:hover{border-color:var(--primary);color:var(--link)}
.sec-label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--mut);display:flex;align-items:center;gap:8px}
.sec-label::after{content:'';flex:1;height:1px;background:var(--line)}

.results-col{display:flex;flex-direction:column;gap:14px;min-width:0}
.res-placeholder{background:var(--card);border:1px solid var(--line);border-radius:var(--r16);color:var(--mut);font-size:15px;padding:48px 20px;min-height:180px}
.res-placeholder p{max-width:360px}
.res-inner{display:flex;flex-direction:column;gap:14px}
.hero-strip{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-d) 100%)!important;color:#fff;border-radius:var(--r16);padding:24px;flex-direction:column;align-items:stretch;gap:14px}
.hero-strip::before{content:'';position:absolute;right:-28px;top:-28px;width:110px;height:110px;border-radius:50%;background:rgba(255,255,255,.07)}
.hero-strip>*{position:relative}
.hs-super{font-size:14px;font-weight:600;text-transform:none;letter-spacing:0;color:rgba(255,255,255,.85);margin-bottom:2px}
.hs-amount{font-family:'DM Serif Display',serif;font-size:clamp(44px,7vw,64px)!important;line-height:1.05!important;color:#fff;overflow-wrap:anywhere}
.hs-amount.eq{font-size:clamp(28px,4.5vw,40px)!important}
.hs-sub{font-size:16px;font-weight:500;color:rgba(255,255,255,.9);margin-top:4px}
.hs-chips{flex-direction:row!important;flex-wrap:wrap;gap:8px}
.hs-chip{background:rgba(255,255,255,.16);border-radius:12px;padding:8px 12px;min-width:0;flex:1 1 140px}
.hc-lbl{font-size:13px;color:rgba(255,255,255,.8)}
.hc-val{font-size:16px;font-weight:600;color:#fff;overflow-wrap:anywhere}
.verdict{background:var(--card);border:1px solid var(--line)!important;border-radius:var(--r12);padding:14px 16px;gap:12px}
.verdict-badge{font-size:12.5px;padding:5px 12px}
.verdict-text{font-size:15px;color:var(--ink);line-height:1.55}
.metric-grid,.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;border:0!important;background:none!important;border-radius:0;overflow:visible}
.mg-item,.sg-item{background:var(--card)!important;border:1px solid var(--line)!important;border-radius:var(--r12);padding:14px}
.sg-item.hl,.mg-item.hl,.sg-item.on,.mg-item.on{background:var(--tint)!important;border-color:color-mix(in srgb,var(--primary) 35%,transparent)!important}
.mg-lbl,.sg-lbl{font-size:13px;color:var(--mut);font-weight:500;text-transform:none;letter-spacing:0}
.mg-val,.sg-val{font-size:clamp(17px,2.4vw,22px);font-weight:700;color:var(--ink);letter-spacing:-.01em;overflow-wrap:anywhere}
.mg-sub,.sg-sub{font-size:12.5px;color:var(--mut)}
@media(max-width:780px){html body .metric-grid,html body .stats-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}}
.sc-lbl,.sc-label,.ms-lbl,.dc-lbl,.cmp-lbl,.chip-lbl{font-size:13px!important}
.formula-strip,.chart-wrap,.res-table-wrap{background:var(--card)!important;border:1px solid var(--line)!important;border-radius:var(--r16);padding:16px 18px}
.fs-lbl,.chart-ttl,.res-ttl{font-size:16px;font-weight:700;color:var(--ink);text-transform:none;letter-spacing:0;margin-bottom:8px}
.fs-code{font-size:14px;color:var(--ink);line-height:1.7;overflow-x:auto}
.fs-note{font-size:13px;color:var(--mut);margin-top:6px}
.chart-box{height:240px}
.res-table-wrap{overflow-x:auto}
.data-table tr.hl td{background:var(--tint);color:var(--ink);font-weight:600}

/* -- v2 tool components (pages rebuilt to the AGENTS section 28 markup) -- */
.v2{display:grid;grid-template-columns:340px minmax(0,1fr);gap:16px;align-items:start;margin-bottom:20px}
@media(max-width:780px){.v2{grid-template-columns:minmax(0,1fr)}}
.v2 .card{background:var(--card);border:1px solid var(--line);border-radius:var(--r16);padding:18px;box-shadow:var(--shadow)}
.v2 .panel{display:flex;flex-direction:column;gap:12px}
@media(min-width:901px){.v2 .panel{position:sticky;top:72px;max-height:calc(100vh - 88px);overflow:auto}}
.v2 .tabs{display:flex;gap:6px;flex-wrap:wrap}
.v2 .tabs button{border:1px solid var(--line2);background:transparent;color:var(--mut);padding:8px 14px;border-radius:999px;font-size:14px;font-weight:600;cursor:pointer;min-height:40px}
.v2 .tabs button[aria-pressed=true]{background:var(--primary);border-color:var(--primary);color:#fff}
.v2 [hidden]{display:none!important}
.v2 .inp{width:100%;min-width:0;box-sizing:border-box}
.v2 .frow{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:10px}
.v2 .fgroup{display:flex;flex-direction:column;gap:5px}
.v2 .fgroup label{font-size:13px;font-weight:600;color:var(--mut);display:flex;align-items:center;gap:5px}
.v2 select.inp{padding-right:28px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='9' height='5'%3E%3Cpath d='M0 0l4.5 5 4.5-5z' fill='%2394a3b8'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center;-webkit-appearance:none;appearance:none}
.v2 details.opt{border-top:1px solid var(--line);padding-top:10px}
.v2 details.opt summary{cursor:pointer;font-weight:600;font-size:14px;list-style:none;display:flex;justify-content:space-between;padding-bottom:6px}
.v2 details.opt summary::-webkit-details-marker{display:none}
.v2 details.opt summary::after{content:"+";color:var(--link);font-size:20px;line-height:1}.v2 details.opt[open] summary::after{content:"–"}
.v2 details.opt .frow,.v2 details.opt .fgroup{margin-top:8px}
.v2 .actions{display:flex;gap:8px}
.v2 .btn{height:44px;padding:0 14px;background:var(--card);color:var(--ink);border:1.5px solid var(--line2);border-radius:8px;font-size:14px;font-weight:600;cursor:pointer;flex:1}
.v2 .btn:hover{border-color:var(--mut)}
.v2 .btn-p{background:var(--primary);border-color:var(--primary);color:#fff;flex:2}
.v2 .btn-p:hover{background:var(--primary-d);border-color:var(--primary-d)}
.v2 .err{min-height:1.2em}
.v2 .res>*+*,.v2 .stack>*+*{margin-top:14px}
.v2 .empty{text-align:center;color:var(--mut);padding:48px 20px;font-size:15px}
.v2 .hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-d) 100%);color:#fff;border-radius:var(--r16);padding:24px}
.v2 .hero::before{content:'';position:absolute;right:-28px;top:-28px;width:110px;height:110px;border-radius:50%;background:rgba(255,255,255,.07)}
.v2 .hero>*{position:relative}
.v2 .hero .lbl{display:block;font-size:14px;font-weight:600;opacity:.85}
.v2 .hero .big{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 14px;margin:2px 0 6px}
.v2 .hero .num{font-family:'DM Serif Display',serif;font-size:clamp(44px,9vw,72px);line-height:1.05}
.v2 .hero .unit{font-size:16px;opacity:.8}
.v2 .chip{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.18);padding:4px 12px;border-radius:999px;font-weight:600;font-size:15px}
.v2 .chip i{width:11px;height:11px;border-radius:50%;display:block}
.v2 .hero .line{font-size:17px;font-weight:500;margin:4px 0 0}
.v2 .hero .cap{font-size:13px;opacity:.8;margin-top:10px}
.v2 .scale{position:relative;margin-top:24px;padding-bottom:22px}
.v2 .scale .seg{display:flex;gap:3px;height:14px}.v2 .scale .seg i{display:block;border-radius:7px}
.v2 .pin{position:absolute;top:-6px;width:5px;height:26px;background:#fff;border-radius:3px;transform:translateX(-2.5px);box-shadow:0 0 0 2px var(--primary-d)}
.v2 .tick{position:absolute;top:20px;font-size:12px;opacity:.85;transform:translateX(-50%)}
.v2 .vbar{display:flex;height:12px;border-radius:6px;overflow:hidden;gap:2px;margin-top:20px}.v2 .vbar i{display:block;min-width:2px}
.v2 .stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
.v2 .stat{background:var(--card);border:1px solid var(--line);border-radius:var(--r12);padding:14px;min-height:96px}
.v2 .stat small{display:block;color:var(--mut);font-size:13px}
.v2 .stat strong{display:block;font-size:clamp(18px,2.8vw,24px);font-weight:700;letter-spacing:-.01em;color:var(--ink)}
.v2 .stat span{display:block;color:var(--mut);font-size:12.5px;margin-top:2px}
.v2 .card h2{font-family:inherit;font-size:18px;font-weight:700;margin:0 0 4px;color:var(--ink);border:0;padding:0}
.v2 .rhint{color:var(--mut);font-size:14px;margin:0 0 12px}
.v2 .rng{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:4px 16px}
.v2 .rng strong{font-size:clamp(24px,4.4vw,34px);font-weight:800;letter-spacing:-.02em;color:var(--ink)}
.v2 .rng em{font-style:normal;color:var(--mut);font-weight:600}
.v2 .delta{margin-top:10px;background:var(--tint);border-radius:8px;padding:10px 12px;font-size:15px;color:var(--ink)}
.v2 ol.st{margin:0;padding-left:22px;color:var(--mut);font-size:15px}.v2 ol.st li{padding:4px 0}.v2 ol.st b{color:var(--ink)}
.v2 .note{font-size:14px;color:var(--mut);background:var(--tint);border-radius:10px;padding:11px 14px;margin:14px 0 0}
.v2 .data-table{margin:0}
.v2 .tw{overflow:auto;border:1px solid var(--line);border-radius:8px}
.v2 .dot{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:8px;vertical-align:middle}
@media(max-width:420px){.v2 .frow{grid-template-columns:1fr 1fr;gap:8px}}

/* -- Content -- */
.content-section{display:flex;flex-direction:column;gap:16px}
.two-col{gap:16px}
.content-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r12);padding:22px}
.content-card h2{font-family:'DM Serif Display',serif;font-weight:400;font-size:21px;color:var(--ink);margin-bottom:12px;padding-bottom:8px;border-bottom:2px solid var(--tint)}
.content-card h3{font-size:16px;font-weight:600;color:var(--ink);margin:16px 0 6px}
.content-card p,.content-card ul,.content-card ol{font-size:15px;color:var(--mut);line-height:1.75}
.content-card p{margin-bottom:12px}.content-card p:last-child{margin-bottom:0}
.content-card ul,.content-card ol{padding-left:20px;margin-bottom:12px}
.content-card li{margin-bottom:6px}
.content-card strong{color:var(--ink)}
.content-card a{color:var(--link);text-decoration:underline;text-underline-offset:2px}
.formula-box{background:#1a2234;color:#e2e8f0;border-radius:8px;padding:12px 16px;font-size:13px;line-height:1.85;overflow-x:auto}
.fml-main{font-size:14px;color:#fff}
.fml-note{font-size:12.5px;color:#a3b2c8}
.callout{border-radius:8px;padding:12px 14px;margin:12px 0;gap:10px;font-size:14.5px;line-height:1.65;color:var(--ink)!important;border-left:3px solid}
.callout.tip{background:color-mix(in srgb,#059669 14%,var(--card));border-color:#059669}
.callout.info{background:var(--tint);border-color:var(--primary)}
.callout.warn{background:color-mix(in srgb,#d97706 16%,var(--card));border-color:#d97706}
.data-table{font-size:14px}
.data-table thead th{background:var(--primary);color:#fff;font-size:13px;font-weight:600;text-transform:none;letter-spacing:0;padding:9px 12px}
.data-table tbody td{padding:8px 12px;color:var(--ink)}
.data-table tbody tr{border-bottom:1px solid var(--line)}
.data-table tbody tr:nth-child(even){background:var(--soft)}
@media(max-width:768px){html body .data-table{font-size:13.5px}}
.faq-item{border-top:1px solid var(--line);padding:14px 0}
.faq-q,.content-card .faq-q{font-family:inherit;font-size:16px;font-weight:600;color:var(--ink);gap:9px;margin:0 0 6px;padding:0;border:0}
.faq-q::before{font-size:12px;color:var(--link);background:var(--tint);width:22px;height:22px}
.faq-a{font-size:15px;color:var(--mut);line-height:1.75;padding-left:31px}
.src-list{font-size:14px;color:var(--mut)}
.disc{font-size:14px}
.tt,.tip:not(.callout){width:16px;height:16px;border-radius:50%;background:var(--line);color:var(--mut);font-size:12px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;cursor:help;position:relative;flex-shrink:0;text-transform:none;letter-spacing:0}
.tt:hover::after,.tt:focus::after,.tip:not(.callout):hover::after{content:attr(data-t);position:absolute;bottom:calc(100% + 6px);left:50%;transform:translateX(-50%);background:var(--ink);color:var(--card);font-size:12px;font-weight:500;padding:6px 9px;border-radius:6px;width:210px;white-space:normal;text-align:center;line-height:1.4;z-index:300;pointer-events:none}

/* -- Sidebar -- */
.sidebar{gap:12px}
.side-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r12);box-shadow:none}
.side-head{font-size:12px;color:var(--mut);background:var(--soft);border-bottom:1px solid var(--line);padding:9px 14px}
.related-list li{border-top:1px solid var(--line)}
.related-list a{font-size:14px;color:var(--ink);padding:10px 14px}
.related-list a:hover{background:var(--soft);color:var(--link)}
.rl-text{font-size:14px}.rl-icon{width:26px;height:26px;font-size:13px}
.tip-box{padding:12px 14px}.tip-box p{font-size:13.5px;color:var(--mut);line-height:1.65}.tip-box strong{color:var(--ink)}
.share-btns{padding:12px 14px;gap:6px}
.share-btn{font-size:14px;color:var(--ink);background:var(--card);border:1.5px solid var(--line2);border-radius:8px;min-height:40px;padding:8px 12px}
.share-btn:hover{border-color:var(--primary);background:var(--tint);color:var(--ink)}

/* -- Footer -- */
.site-footer{background:#0d1526;color:#b6c4d8;padding:40px 16px 28px;margin-top:24px}
.footer-inner{max-width:1240px}
.footer-grid{grid-template-columns:1.6fr repeat(5,1fr);gap:24px}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:640px){html body .footer-grid{grid-template-columns:1fr 1fr!important}}
.footer-brand p{font-size:13.5px;color:#b6c4d8}
.footer-col .footer-heading{font-size:12px;color:#d5deec}
.footer-col a{font-size:13.5px;color:#b6c4d8}
.footer-bottom{font-size:13px}
.footer-disclaimer{font-size:12.5px;color:#a8b8cc}

@media print{
  .util-bar,.site-header,.breadcrumb-bar,.sidebar,.form-col,.btn-row,.site-footer,.share-popup{display:none!important}
  .v2 .panel,.v2 .actions{display:none!important}
  .page-wrap,.tool-panel,.v2{display:block;padding:0}
  body{background:#fff}
}

/* example chips on legacy pages */
.preset-btns{display:flex;flex-wrap:wrap;gap:6px}
.preset-btn{border:1px solid var(--line2)!important;background:transparent!important;color:var(--mut)!important;padding:6px 12px!important;border-radius:999px!important;font:600 13px/1.3 'DM Sans',system-ui,sans-serif!important;cursor:pointer;min-height:32px}
.preset-btn:hover{border-color:var(--primary)!important;color:var(--link)!important}

/* -- legacy layout polish (pages still on tool-panel / tool-card markup) -- */
.inp-wrap{position:relative;display:flex;align-items:center}
.inp-pre,.inp-suf{position:absolute;z-index:1;font-size:14px!important;font-weight:600;color:var(--mut);pointer-events:none;line-height:1}
.inp-pre{left:12px}.inp-suf{right:12px}
html body .inp-wrap:has(.inp-pre) input,html body .inp-wrap.pre input{padding-left:30px}
html body .inp-wrap:has(.inp-suf) input,html body .inp-wrap.suf input{padding-right:40px}
.inp-wrap input,.inp-wrap select{width:100%;min-width:0}
.form-col .frow{display:grid;grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:minmax(0,1fr);gap:10px}
.form-col .frow>*{min-width:0}
.form-col input,.form-col select{min-width:0;max-width:100%}
.form-col select{text-overflow:ellipsis}
.btn-row{display:flex;flex-wrap:wrap}
.btn-row .btn-calc{flex:1 1 100%;display:inline-flex;align-items:center;justify-content:center;gap:8px;white-space:nowrap;box-shadow:0 6px 16px color-mix(in srgb,var(--primary) 28%,transparent)}
.btn-row .btn-sec{flex:1 1 0;min-width:0;display:inline-flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap}
.hs-chips{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:8px;align-items:start}
.hs-chip{flex:none!important;height:auto!important;backdrop-filter:none}
.hero-strip .hs-main{flex:none}
.leg-name,.leg-pct,.leg-amt,.legend span,.chart-legend span{font-size:13px}
.res-table-wrap table,.sched-wrap table,.tw table{font-size:14px}
.res-table-wrap th,.sched-wrap th{font-size:13px;text-transform:none;letter-spacing:0}
.coll-tog,.exp-btn,.ch-toggle,.ctab,.stab,.utog,.utab,.ptab,.rchip,.tog,.btab,.dir-btn{font-size:13px!important;min-height:34px}
.coll-ico{font-size:12px!important}
.section-label,.ph-super,.bh-super,.sched-ttl,.chart-ttl,.ms-ttl,.steps-ttl,.cw-ttl,.dist-ttl,.tri-ttl,.zone-bar-ttl,.forms-ttl,.ftable-ttl,.phase-ttl,.cal-ttl{font-size:14px!important;font-weight:700;color:var(--ink);letter-spacing:0;text-transform:none}
.hero-strip .ph-super,.hero-strip .bh-super{color:rgba(255,255,255,.85)}
.chip-sub,.sc-sub,.sc-sub2,.ms-sub,.pv-sub,.cmp-sub,.st-sub,.dc-val,.gauge-lbl,.win-lbl{font-size:12.5px!important}
.rl-arr{font-size:16px}
@media(max-width:780px){.btn-row .btn-sec{flex:1 1 30%}}
.hero-strip{flex-wrap:nowrap!important}
.hs-chips{display:flex!important;flex-wrap:wrap;align-items:flex-start}
.hs-chip{flex:1 1 140px!important}
html body .inp-wrap[style*="flex"] input,html body [style*="display:flex"]>.inp-wrap:has(.inp-suf) input{padding-right:30px;padding-left:10px}
[style*="display:flex"]>.inp-wrap .inp-suf{right:9px;font-size:13px!important}
input[type=number]{-moz-appearance:textfield;appearance:textfield}
input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
html body [style*="display:flex"]>.inp-wrap:has(.inp-suf) input{padding-left:9px;padding-right:28px}
:is(.tool-card,.tool-grid,.tool-panel,.calc-card,.calc-wrap) :is(input[type=number],input[type=text],input[type=date],input[type=time],input[type=email]):not(.inp-sm),:is(.tool-card,.tool-grid,.tool-panel,.calc-card,.calc-wrap) select{height:44px;min-height:44px;font-size:16px;font-weight:600;color:var(--ink);background-color:var(--card);border:1.5px solid var(--line2);border-radius:8px;padding-top:0;padding-bottom:0;box-sizing:border-box}
:is(.tool-card,.tool-grid,.tool-panel,.calc-card,.calc-wrap) :is(input,select):focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px color-mix(in srgb,var(--primary) 22%,transparent)}
:is(.tool-card,.tool-grid,.tool-panel) :is(input[type=number],input[type=text]):not(.inp-wrap input){padding-left:12px;padding-right:12px}
:is(.tool-card,.tool-grid) td :is(input,select){height:40px;min-height:40px;font-size:15px}
.tool-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r16);box-shadow:var(--shadow)}
.tool-card [role=tab],.tool-card .ltab,.tool-card .tab-btn{border-radius:999px!important;font-size:13px!important;font-weight:600}
.tool-card:has(>.tool-panel){background:none!important;border:0!important;box-shadow:none!important}
/* -- category hubs -- */
.quick-bar{background:var(--card);border:1px solid var(--line);border-radius:var(--r16);padding:14px 16px;gap:8px}
.quick-bar-label{font-size:12px!important;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--mut)}
.qb-tag,.qb-tag.featured{display:inline-flex;align-items:center;min-height:32px;padding:5px 13px;border-radius:999px;border:1px solid var(--line2)!important;background:var(--card)!important;color:var(--ink)!important;font-size:13.5px!important;font-weight:600;text-decoration:none}
.qb-tag:hover{border-color:var(--primary)!important;color:var(--link)!important;background:var(--tint)!important;text-decoration:none}
.calc-card{background:var(--card)!important;border:1px solid var(--line)!important;border-radius:var(--r16)!important;box-shadow:0 1px 2px rgba(15,23,42,.04);padding:18px!important;transition:border-color .15s,box-shadow .15s,transform .15s;text-decoration:none}
.calc-card:hover{border-color:color-mix(in srgb,var(--primary) 45%,transparent)!important;box-shadow:var(--shadow);transform:translateY(-2px);text-decoration:none}
.calc-card .cc-title{font-size:16px!important;font-weight:700;color:var(--ink)!important;margin:10px 0 4px}
.calc-card .cc-desc{font-size:14px!important;line-height:1.6;color:var(--mut)!important}
.calc-card .cc-desc *{color:inherit!important;background:none!important;text-decoration:none!important}
.calc-card .cc-arrow{font-size:13.5px!important;font-weight:600;color:var(--link)!important;margin-top:10px}
.calc-card .cc-icon{width:38px;height:38px;border-radius:10px;background:var(--tint)!important;display:flex;align-items:center;justify-content:center;font-size:18px}
.cc-badge{font-size:11.5px!important;font-weight:700;letter-spacing:.04em;padding:3px 9px;border-radius:999px;background:var(--tint)!important;color:var(--link)!important}
.hs-lbl{font-size:12.5px!important}
html body .inp-wrap:has(.inp-pre) input,html body .inp-wrap.pre input{padding-left:30px!important}
html body .inp-wrap:has(.inp-suf) input,html body .inp-wrap.suf input{padding-right:40px!important}
html body [style*="display:flex"]>.inp-wrap:has(.inp-suf) input{padding-left:9px!important;padding-right:28px!important}
html body td .inp-wrap:has(.inp-pre) input{padding-left:26px!important}
td .inp-pre{left:10px}
.btn-sec,.btn-calc,.btn-secondary,.btn-reset{justify-content:center;text-align:center}
input[type=date],input[type=time],input[type=date]::-webkit-datetime-edit,input[type=time]::-webkit-datetime-edit{font-family:'DM Sans',system-ui,sans-serif;font-variant-numeric:tabular-nums}
.cf-table thead th,.cf-result-table thead th{text-transform:none;letter-spacing:0;font-size:13px!important}
html body .inp-wrap:has(.inp-suf) input,html body .inp-wrap.suf input{padding-right:54px!important}
html body [style*="display:flex"]>.inp-wrap:has(.inp-suf) input{padding-right:34px!important}
:is(.mtab,.stab,.ctab,.utab,.ptab,.btab,.dir-btn,.tog-btn,.utog,.tog,.mtog,.ttog,.ctog,.lift-btn,.iso-btn,.ev-btn,.rchip,.gchip){white-space:normal!important;overflow:visible!important;text-overflow:clip!important;height:auto!important;min-height:36px;line-height:1.25!important;padding-top:6px!important;padding-bottom:6px!important;min-width:0!important}
:is(.mode-tabs,.solve-tabs,.calc-tabs,.ctabs,.stabs){display:flex!important;flex-wrap:wrap!important;gap:6px!important;overflow:visible!important}
:is(.mode-tabs,.solve-tabs,.calc-tabs,.ctabs,.stabs)>button{flex:1 1 auto!important;width:auto!important;max-width:none!important}
.cc-badge{font-size:12px!important}
.cf-table-wrap,.tbl-wrap,td:has(>.cf-table){overflow-x:auto}
@media(max-width:600px){.cf-table{min-width:540px}.cf-table~*{min-width:0}}
.inp-wrap.suf input:not([style*="padding-right"]){padding-right:var(--sufpad,54px)!important}
/* legacy result sections as premium cards */
.res-inner>:where(:not(.hero-strip,.metric-grid,.stats-grid,.hidden,script,style)){border:1px solid var(--line)!important;border-radius:var(--r16)!important;padding:16px 18px!important;margin:0!important}
.res-inner>:where(:not(.hero-strip,.metric-grid,.stats-grid,[class*=bar],[class*=gauge],[class*=verdict])){background:var(--card)}
html body .res-inner [class$=-ttl],html body .res-inner [class*="-ttl "]{font-size:16px!important;font-weight:700!important;color:var(--ink)!important;margin-bottom:10px!important;letter-spacing:0;text-transform:none}
.res-inner [class$=-note]{font-size:13px;color:var(--mut)}
.ms-list{gap:0!important;max-height:none!important}
.ms-item{padding:10px 0!important;gap:12px!important;align-items:center!important;border-color:var(--line)!important}
.ms-dot{width:34px!important;height:34px!important;font-size:13px!important;font-family:inherit!important}
.ms-label{font-size:15px!important;font-weight:600;color:var(--ink)!important}
.ms-date,.ms-desc{font-size:13px!important;color:var(--mut)!important}
.ms-current{background:var(--tint)!important;border-radius:10px!important;margin:0 -10px!important;padding:10px!important}
.steps-body{font-size:14px!important;line-height:1.9!important;color:var(--ink)!important;background:var(--soft)!important;border:1px solid var(--line);border-radius:10px!important;padding:12px 14px!important;overflow-x:auto}
.wbw-item{padding:10px 0!important;font-size:14px!important;gap:12px!important;border-color:var(--line)!important}
.wbw-wk{font-family:inherit!important;min-width:64px}
.wbw-current{background:var(--tint)!important;border-radius:10px!important;margin:0 -10px!important;padding:10px!important}
.ms-passed{opacity:1!important}.ms-passed .ms-dot{opacity:.7}.ms-passed .ms-label{color:var(--mut)!important}
.ms-list{max-height:420px!important;overflow-y:auto!important;overflow-x:hidden!important;padding-right:4px}
.ms-current{margin:0!important;padding:10px 8px!important}
.res-inner>:has(>table),.res-inner>:has(>div>table){overflow-x:auto}
.res-inner table th{font-size:13px!important;text-transform:none!important;letter-spacing:0!important}
.res-inner table td{font-size:14px}
.now-pill{display:inline-block;vertical-align:middle;background:var(--primary);color:#fff;font-size:12px;font-weight:700;padding:2px 9px;border-radius:999px;margin-left:6px;line-height:1.5}
.wbw-text .now-pill{margin:0 6px 0 0}
.wbw-wk{display:flex;flex-direction:column;font-size:14px;font-weight:700;color:var(--link)!important;line-height:1.3}
.wbw-wk small{font-size:12px!important;font-weight:500;color:var(--mut)!important}
.wbw-text{color:var(--ink)!important;line-height:1.6}
.form-col>.sec-label,.form-col>.ex{margin-left:18px;margin-right:18px}
.form-col>.ex{margin-bottom:14px}
.form-col>.sec-label{margin-top:4px;margin-bottom:8px}
.mtab{text-transform:none!important;letter-spacing:0!important;font-size:14px!important}
.mode-tabs:has(>.mtab:nth-child(5)):not(:has(>.mtab:nth-child(6))){display:grid!important;grid-template-columns:repeat(6,minmax(0,1fr))}
.mode-tabs:has(>.mtab:nth-child(5)):not(:has(>.mtab:nth-child(6)))>.mtab{grid-column:span 2;padding:8px 4px!important;white-space:nowrap!important;min-width:0}
.mode-tabs:has(>.mtab:nth-child(5)):not(:has(>.mtab:nth-child(6)))>.mtab:nth-child(n+4){grid-column:span 3}